Thanks much for your efforts and help! :)
Here are the photos you asked for, these are better for those who wish to fix their own MRC1370 power packs. Don't know if MRC would be willing to correct this manufacturing flaw on existing units, but one could ask them. I approached MRC about this 10 years ago, they ignored the problem. I guess, like Volkswagon and their Diesel emissions, they figured no one would notice.

Above is the tool to undo the 'security' screws. All it takes is a needle file to cut the slot into a regular screwdriver.
BE SURE TO UNPLUG THE POWER PACK FROM THE AC OUTLET BEFORE DIS-ASSEMBLING THE CASE!
Above: Although not necessary, if you take a defective unit apart enough to lift out the printed circuit board (PCB) you will see an empty component location labelled R1. This is a little to the left of center. You have to pry up the heatsink (the flat metal plate) to make the external knob slip off the shaft of the speed control, then unscrew the large power transistor from the heatsink. Do NOT remove the white thermal grease; this is needed to transfer heat from the transistor to the heatsink.

It is not necessary to remove the PCB to install the fix on the solder side of the PCB which is accessible as soon as the 4 screws holding the box together are removed. The absence of R1 can be seen by the lack of wires protruding from the solder joints at the empty R1 location. Solder in a new resistor as shown. Anything between 5000 and 10000 ohms will work. Be sure to use insulating sleeving on the resistor wires so they do not short circuit to anything else on the PCB. The resistor wire soldered at top center of the photo can connect to either of the pads (but not both at the same time!) to which the red transformer wires are connected. The choice of which pad is determined by the desired phasing as discussed in earlier posts. Only matters if you run a train over blocks powered by more than one power pack.
You can see the fix is quite simple. So why could MRC not have done this during manufacture?